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Cyber risks are an increasingly important consideration for Minnesota cities. Stories of computer system hacking and ransom demands are frequently in the news. Liability for data security breaches and electronic theft of city funds can be costly. Equipment or data destroyed in a virus attack can be time consuming to repair and restore.
The 明尼苏达城市联盟 保险信托 (LMCIT) is committed to helping cities meet these challenges. The Trust has a variety of coverages and programs available to help monitor and manage your city’s 网络 security.
Key actions to consider in addressing 网络 issues
- Train employees and council on the mechanisms of malicious software so they can keep your computers, 网络, 数据安全.
- Budget for technology reliability and replacement.
- Adopt best practices policies for computer use, social media activity, and electronic fund transfers.
- Become familiar with your liability coverage for computer and data losses. 及时报告任何索赔.
Fitting technology into the city’s budget
Budgeting for technology plays a key role in ensuring your city has funds to maintain current equipment, 取代过时的技术, and plan for future initiatives. As cities grow more dependent on technology, reliability and replacement is critical.
Coverage for 网络 and computer-related risks
Unlike most private insurers, LMCIT does not issue a separate coverage document for 网络 risks. 而不是, 网络 risks are built into the Trust’s standard liability, 财产, 犯罪, 债券, 汽车保险.
查看LMCIT的信息”Coverage for Cyber and Computer-相关的 Risks”
培训
Prepare for and defend against 网络-attacks by using these resources.
e-Risk中心
这是私人的, web-based portal containing information and technical resources to assist LMCIT members in the prevention of 网络, 网络, 以及隐私损失, and to provide support in the timely reporting and recovery of losses if an incident occurs.
View how to access the e-Risk中心
NEOGOV在线培训
LMCIT offers web-based training provided by NEOGOV to all members at a low cost. NEOGOV provides several options for training employees on 网络 risks, along with a variety of other safety courses.
View information on NEOGOV security training and a course list
最佳实践和政策
Adopt practices and policies that can help reduce your risks and prevent losses.
Computer and 网络 loss control
Learn about risks in storing and sharing city data on computers and portable devices. Use this information to protect the city from data breaches, 病毒污染, 恶意软件, ransomware, 以及其他黑客攻击. Outlines best practices in anti-virus protection, firewalls, encryption, and backup procedures.
View information on computer and 网络 loss control
Electronic transfers to prevent losses
Learn how to prevent losses from electronic theft and fraud. Electronic Funds Transfer (EFT) fraud attacks often use social engineering — the psychological manipulation of people into performing actions or divulging confidential information — to gain access to city funds. Both training and city policies can help employees spot EFT fraud attempts and prevent losses.
